| Statement of cash flow |
| |
|
|
|
|
| Cash flows from operating activities |
|
|
|
|
| Withdrawal of loans granted |
-1,936,058 |
-3,457,022 |
-1,934,982 |
-3,453,658 |
| Repayments of loans granted |
1,485,711 |
2,924,124 |
1,123,465 |
2,907,215 |
| Purchase of investments |
-7,044 |
-12,626 |
0 |
-15,000 |
| Proceeds from investments |
3,351 |
6,592 |
0 |
0 |
| Interest received |
125,373 |
113,279 |
65,612 |
42,355 |
| Interest paid |
-57,396 |
-70,826 |
-10,941 |
-6,639 |
| Interest subsidy received |
373 |
1,174 |
373 |
1,174 |
| Payments received from commission income |
184,857 |
182,557 |
182,780 |
180,618 |
| Payments received from other operating income |
50,518 |
141,588 |
59,486 |
142,648 |
| Payments for operating expenses |
-74,921 |
-64,129 |
-79,053 |
-69,162 |
| Claims paid |
-207,788 |
-39,292 |
-207,788 |
-39,292 |
| Taxes paid |
-2,809 |
-3,319 |
0 |
0 |
| Net cash used in (-) / from (+) operating activities (A) |
-435,834 |
-277,900 |
-801,046 |
-309,742 |
| Cash flow from investing activities |
|
|
|
|
| Purchase of property and equipment and intangible assets |
-5,083 |
-2,313 |
-5,083 |
-2,313 |
| Proceeds from the assignment of tangible and intangible assets |
66 |
|
66 |
|
| Other investments |
0 |
|
-5,000 |
|
| Proceeds from other investments |
44,544 |
255 |
49,529 |
255 |
| Dividends received from investments |
296 |
106 |
21 |
18 |
| Net cash used in (-) / from (+) investing activities (B) |
39,823 |
-1,952 |
39,533 |
-2,040 |
| Cash flows from financing activities |
|
|
|
|
| Proceeds from loans |
1,348,589 |
1,827,112 |
1,348,589 |
1,509,761 |
| Repayment of loans |
-628,504 |
-603,459 |
-266,572 |
-201,177 |
| Payments from derivatives collateral |
46,070 |
29,210 |
46,070 |
29,210 |
| Net cash used in (-) / from (+) financing activities (C) |
766,155 |
1,252,863 |
1,128,087 |
1,337,793 |
| Net change in cash and cash equivalents (A+B+C) increase (+) / decrease (-) |
370,144 |
973,012 |
366,574 |
1,026,011 |
| Cash and cash equivalents at the beginning of the period |
2,588,169 |
1,615,157 |
2,530,926 |
1,504,914 |
| Cash and cash equivalents at the end of the period |
2,958,313 |
2,588,169 |
2,897,500 |
2,530,925 |
| Cash and cash equivalents at the end of the period |
|
|
|
|
| Receivables from credit institutions |
886,114 |
549,022 |
855,078 |
516,540 |
| Debt securities |
2,062,422 |
2,029,386 |
2,042,422 |
2,014,386 |
| Investments in short-term interest reserves |
9,777 |
9,761 |
0 |
0 |
| |
2,958,313 |
2,588,169 |
2,897,500 |
2,530,926 |
